Will crowdfunding grow relevant enough to compete with bank lending in 5 years time? Tell us what you think.
This month Real Business is putting the spotlight on crowdfunding. Since the term was first coined in 2006, allegedly by fundavlog founder Michael Sullivan, crowdfunding has developed into a serious participant in the race to disrupt the funding landscape.
Platforms such as Crowdcube and BankToTheFuture.com are rising as a bridge between supply and demand of business capital, the gap between the two having widened in the turmoil of an economic crisis.
Is it idealistic to imagine that anybody could become an "alternative angel investor"? How far does the potential of crowdfunding reach? Will it stay a source of startup capital or soon go all the way to the mid-market? Is crowdfunding the tool we need in times when bank lending is dropping and venture capitalists shy away from risk?
To analyse the potential of this new form of finance, we need your input. Let us know what you think.
Will crowdfunding grow relevant enough to compete with bank lending in 5 years time?
Poll is now closed.
- Yes, it will become a valuable source of finance for SMEs 50.53%
- It has the potential, but it will take much more time to reach that far 22.11%
- It might stay relevant for art projects and startups, but it won't finance SMEs 23.16%
- No, it's a digital quirk that will never become a powerful finance model 4.21%