Why Spotify can't reach 95 per cent of the world

Spotify pioneered the freemium streaming model that turned the music industry on its head. But the requirement that payments be made by c...

Five business trends that will change our lives in 2013

Trends every business, entrepreneur, investor or consumer needs to know about.

Wonga Future 50: Semafone

The UK has a strong track record in developing security and anti-fraud software (cf, Sophos, nCipher and others). Semafone is bringing si...