Bury-based financial firm Regency Factors is quietly confident that it is well-placed to exploit the much talked about “green shoots of recovery” when the recession ends. Director Maurice Craft explains: “Being small and independent, we are flexible and can react quickly to change. Because we have a short chain of decision making, we can respond very quickly to a client’s needs.” Craft and his fellow directors must be doing something right because turnover has grown from £23m in 2005 to £66m in 2008. Craft says: “We pride ourselves on service and, since incorporation, one of our unique selling points has been an all-inclusive fee-based service”.