The FSB research showed that one third of small firms in flood hit areas suffered from reduced demands for goods and services, while 29 per cent claimed transport disruption hindered the movement of supplies and goods.

Over one third of FSB members in flood hit zones expect it to be more difficult to renew their insurance, while over half (59 per cent) expect their insurance to become more expensive.

John Allan, national chairman, Federation of Small Businesses, said: “In the past few weeks we have heard countless stories from our members who were left devastated by some of the worst flooding on record. 

“Not only have they had to cope with a lack of demand for their services, many have had to close. That is why Government support has been welcome, and with many still affected, why that support needs to be kept under review.” 
 
“We also know small businesses are worried they will find it increasingly difficult and considerably more expensive to insure their businesses. Certainly the evidence we have from our members points to small businesses’ exclusion from the Flood Re scheme being unhelpful. 

“We want the Government and the insurance industry to look again at the support they have in place for small businesses in flood hit areas and see whether there is more help they can provide to ensure they have access to adequate and affordable insurance.” 

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