The company: Funding CircleThe boss: Samir Desai Individuals with cash to spare can lend directly to small firms on Funding Circle, cutting out the middleman. Businesses can borrow £5,000 to £75,000 at around seven to nine per cent. Launched in April 2010, backers include legendary VC Jon Moulton and Index Ventures. Return to the Future 50 list.
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