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Poll: Crowdfunding vs bank lending

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This month Real Business is putting the spotlight on crowdfunding. Since the term was first coined in 2006, allegedly by fundavlog founder Michael Sullivan, crowdfunding has developed into a serious participant in the race to disrupt the funding landscape.

Platforms such as Crowdcube and BankToTheFuture.com are rising as a bridge between supply and demand of business capital, the gap between the two having widened in the turmoil of an economic crisis.

Is it idealistic to imagine that anybody could become an “alternative angel investor”” How far does the potential of crowdfunding reach” Will it stay a source of startup capital or soon go all the way to the mid-market” Is crowdfunding the tool we need in times when bank lending is dropping and venture capitalists shy away from risk?

To analyse the potential of this new form of finance, we need your input. Let us know what you think.

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