Should SMEs consider peer-to-peer lending as a serious funding channel?
SMEs are expected to turn increasingly to alternative sources of finance despite a projected recovery in bank lending next year.
Research predicts that peer-to-peer lending has potential to deliver as much as £12bn in business lending annually.
A state-backed bank won't reach us until 2014, so what shall we do in the meantime? Look to the peer-to-peer lenders, who are accumulating money…