Getting your finances in order for the New Year

In just a few weeks” time businesses up and down the country will be preparing for the Christmas downtime, and while it may be tempting to enjoy the quiet period while it lasts, now is the perfect chance to reflect on the last 12 months and plan ahead to the New Year especially when it comes to getting your finances in order.

From Ford Model T to coffee The move towards mass customisation

Customer choice has increased significantly in the past hundred years. At the turn of the 20th century Henry Ford launched the infamous Model T, the first automobile mass-produced on moving assembly lines. It was far from the “mass customisation” we know today buyers could famously choose it in any colour they wanted… as long as it was black.

How to tackle pesky late payments in six steps

Despite 2013 legislation stating that debtors not paying within 60 days will be forced to pay interest and reimburse reasonable recovery costs, around 85 per cent of SMEs are affected by late payments. As such, we took a look at six ways SME owners could avoid being owed money by consumers.