It found that one third of business drivers aren’t insured for business mileage, with these drivers clocking up an average of 4,708 uninsured miles per year.
If you use a car for business purposes, including moving stock, moving between different work locations and visiting clients you need to have policy which covers business use or else it could be considered void in the event of an accident.
A fifth (19 per cent) of those who responded to the survey said they had a driving accident whilst at work. Just 20 per cent of those asked thought that such an accident would be their employers responsibility. 70 per cent said that their employer didn’t provide any training to boost driving safety and inefficiency.
Martin Hiscox, CEO and chairman of Masternaut, said: Driving for work is recognised as one of the most dangerous occupations and these findings clearly demonstrate a vital need for employers to educate staff on safe driving practises.
There is a clear need for this to happen and the technology, the tool-kits for training, monitoring and improving driver behaviour all exist. The insurance industry is spending 2.2bn in claims annually, processing over 792,000 claims for commercial fleet insurance. This is the tip of the iceberg when you consider on-costs, downtime and the cost to businesses that self-insure .